FEATURED ON ADVISER VOICE
Provide investors with a continuous and reliable monthly income stream with a target return of RBA cash rate + 4.0%, through exposure to Australian secured credit, targeting an average LVR of 65%. Capital protection is enhanced by a robust credit approval process and ongoing loan management. Comprehensive credit assessment processes and full independent valuations are in place to mitigate risk.
FUND TYPE | Registered, open-ended unit trust |
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TARGET RETURN | RBA Cash Rate + 4% net of fees (currently 8.35% p.a.*) |
INVESTMENT AMOUNT | Min. AUD 50,000 |
MANAGEMENT FEE | 0.50% p.a. |
DISTRIBUTIONS | Monthly |
INVESTMENT MANAGER | Real Asset Management Pty Ltd |
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TRUSTEE | Melbourne Securities Corporation (“MSC Trustees”) |
CUSTODIAN | Apex Fund Services Pty Ltd |
AUDITOR | PKF |
REGISTRY | SS&C Solutions Pty Limited |
APIR CODE | MSC0761AU |
PLATFORM | Mason Stevens, Netwealth, Fiducian |
1 MONTH | 3 MONTHS | 6 MONTHS | 1 YEAR | 2 YEAR P.A. | 3 YEAR P.A. | 5 YEAR P.A. | SINCE INCEPTION P.A. | SINCE INCEPTION CUMULATIVE | INCEPTION DATE | |
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PRIVATE CREDIT INCOME FUND | 0.71% | 2.12% | 4.23% | – | – | – | – | – | 4.64% | JAN 24 |
Returns as of 31st July 2024
* Distribution rate net of management fees, which is a variable rate reviewed monthly. An investment in the Fund is not a bank deposit. The capital value and rates of return from the Fund are variable and not guaranteed and are determined by the future revenue of the Fund and may be lower than expected. Withdrawal rights are subject to liquidity and may be delayed or suspended. This document is for informational and illustrative purposes only and should not be construed as legal, tax, investment or other advice. This document does not constitute an offer to sell, or the solicitation of an offer to buy, any securities. It is open only to investors who are “wholesale clients” as defined in section 761G or 761GA of the Corporations Act 2001 (Cth) of Australia. The distribution of this document does not constitute any regulated activities by any personnel in the relevant jurisdiction where such distribution would be unlawful until the requirements of the laws of such jurisdiction have been met. All investments involve the potential for a loss of capital. Prospective investors should seek separate, independent financial and professional advice if required prior to making an investment to assess the suitability, lawfulness and risks involved. GENERAL ADVICE WARNING: The information contained herein does not have any regard to the specific investment objectives, financial situation or the particular needs of any person. No representation or warranty, expressed or implied, is given by Real Asset Management Group or its affiliated companies or its respective directors, officers, representatives and/or employees (the “Parties”) as to the accuracy or completeness of the material, information or opinions contained in this presentation and the Parties shall have, and accept, no liability for any statements, opinions, information or matters (expressed or implied) arising out of, contained in or derived from this presentation or any omissions from this presentation, or any other written or oral communication transmitted or made available to any other party for distribution to the general public but for intended recipients only and may not be published, circulated, reproduced or distributed in whole or part to any other person without the written consent of Real Asset Management Group or its affiliated companies.
Australian Fixed Interest Finalist 2024 IMAP Managed Account Awards
Australian Fixed Interest Finalist 2023 IMAP Managed Account Awards
Australian Fixed Interest Winner 2021 IMAP Managed Account Awards
Australian Fixed Interest Winner 2020 IMAP Managed Account Awards
Australian Fixed Interest Winner 2019 IMAP Managed Account Awards
Other Asset Classes Winner
Financial Services Council Member
Responsible Investment Association Australasia Member
RAM Private Credit Income Fund is open to subscriptions.